The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Helpful Retirement Strategies for Women Learn how to address the challenges that women face when planning for retirement. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer.